ACC (Accident Compensation Corporation) is New Zealand’s no-fault insurer for injuries caused by accidents. It provides cover for all New Zealanders, including those involved in sport and recreation.

If someone is injured while taking part in your club’s activities, ACC may help with medical costs and lost income.

What ACC covers

ACC provides support for:

• medical treatment for accidental injuries
• rehabilitation services
• up to 80% of lost wages after the first week (if the injury prevents someone from working)

Note: ACC does not cover the first week of lost wages if the injury did not happen at work.

Types of cover for clubs

Sport and leisure cover

This covers injuries to participants during organised sport and recreation activities.

Workplace cover

You must have this if your club employs staff, such as coaches or administrators. It also covers volunteers who work regular hours.

Your responsibilities as a club

If your club has employees or regular volunteers, you must:

• register with ACC
• pay ACC levies on time
• report serious injuries immediately
• keep accurate records of participants and employees
• maintain an incident register
• provide safe return-to-work programmes
• run safety briefings for staff and volunteers

Sport NZ resources

https://sportnz.org.nz/resources/legal-considerations-for-clubs/ – guidance on compliance, employment, and governance

Learn more

https://www.acc.co.nz/ https://www.legislation.govt.nz/act/public/2001/0049/latest/DLM100934.html